Cover built around your balance sheet, not a template.
Corporate insurance protects your business, its people and its assets against the risks that come with running one — from an employee's hospital bill to a fire on the factory floor to a claim against your directors. We assess the risk first, then bring back the policy that fits it.
Corporate insurance we help you structure
Every business carries three kinds of exposure — to its people, its assets, and its liabilities. We map all three before recommending a single policy.
Group Health / Mediclaim
Cashless hospitalisation cover for employees and their dependents under a single company-paid policy.
Group Personal Accident
Compensation for accidental death or disability while employees are on or off duty, at a fraction of individual premiums.
Group Term Life
A death-benefit safety net for employees' families, arranged as a low-cost group cover.
Fire & Burglary / Property
Protects your office, factory, stock and equipment against fire, theft, natural calamity and allied perils.
Marine & Transit Insurance
Covers goods in transit — by road, rail, air or sea — against loss or damage from the warehouse to the customer.
Workmen's Compensation
Statutory cover for injury, disability or death of workers arising out of and in the course of employment.
Group Health Insurance that keeps your people covered
A single policy purchased by the employer and extended to every employee — and, if you choose, their dependents. Premiums are far lower than an equivalent individual plan, and cover begins from day one, without medical tests or waiting periods on most plans.
- Cashless hospitalisationAcross a wide network of hospitals, with pre- and post-hospitalisation expenses included.
- Dependent coverExtend the plan to spouse, children and, on select policies, parents.
- No pre-existing disease waiting periodOn most group plans, unlike individual health cover.
- Tax efficiencyPremiums paid by the employer are typically treated as a business expense.
- Retention & moraleA visible benefit that signals the company invests in its people.
Protection for decisions, not just damage
As a business grows, its exposure moves beyond property and people — into decisions made by leadership, advice given to clients, and products put into the market.
Directors & Officers Liability
Protects directors and key management from personal liability arising out of decisions taken in their official capacity — legal costs, settlements and judgements included.
Professional Indemnity
Covers claims arising from errors, omissions or negligence in professional services or advice rendered to a client.
Commercial General Liability
Covers third-party bodily injury or property damage arising out of your business operations or premises.
Product Liability
Covers claims where a manufactured or sold product causes injury or damage to a third party after it leaves your premises.
Cyber Liability
Covers costs arising from data breaches, business interruption and third-party claims following a cyber incident.
Keyman Insurance
Compensates the business for the financial loss that follows the death or incapacity of a person critical to its operations.
How we put a corporate policy together
The same sequence, whether it's a 15-person startup or a multi-location manufacturing business.
Risk assessment
We map exposure across your people, assets and liabilities before recommending anything.
Insurer comparison
Terms, sub-limits and premiums are compared across leading insurers for the best fit and price.
Policy structuring
Sums insured, add-ons and dependent cover are set to match your headcount and business model.
Renewal & claims desk
We track renewals ahead of due dates and stay on hand to support the business through any claim.
What you can expect, every time
We compare across insurers and stay with you through the claim — advisors, not one-time salespeople.
100% Satisfaction
Every plan is reviewed until it genuinely fits your business — not just the sale.
24/7 Support
Claims and renewals don't wait for office hours, so neither do we.
Free Consultation
The first conversation costs nothing. We understand your business, then recommend.
All-India Insurers
Be smart with the right choice — compared across the maximum number of insurers.
Experts at Every Stage
From structuring the policy to filing and following up on claims.
Affordable Recommendation
Unprejudiced, simple advice built around your headcount and budget — nothing oversold.
"Sparrowmint set up our group health and personal accident cover for the whole team in under a week — clear terms, fair pricing, and someone to call when a claim actually came up."HR Head, Mumbai-based Manufacturing Firm
Ready to cover your business the right way?
Tell us your team size, assets and industry — we'll compare insurers and bring back a structure that actually fits, at no cost for the consultation.
Book Your Free Consultation →CORPORATE INSURANCE
We at SPA₹₹OWMINT provide risk advisory and insurance solutions to Corporates across industries to help them forge ahead in their business. We follow our approach of deep understanding of our client’s needs so that we can deliver pioneering services of outstanding quality and value. We have a team who has expertise and requisite skills to deliver excellent services which has made us customer choice.
Types of Corporate Insurance:-
Why Should one Buy a Group Health Insurance?
Group Health Insurance is also referred to as Corporate Health Insurance. The primary benefit provided by employers under a Group Health Insurance policy is that the employees often get an option to include their family members namely spouse, children, and in some cases parents too.
Group Health Insurance proves to be a beneficial plan for both employers as well as employees. A Group Health Insurance plan provides employers with benefits like low cost, tax benefits, motivated employees, and increased employee retention.
Benefits of Group Medical Insurance Policy
Listed below are some advantages of being covered under a group insurance policy:
- Immediate cover without any waiting period
- No health check-up required
- Cover for pre-existing diseases from day one
- Wide cover range with no limit on number and types of diseases
- Advantage of maternity benefit along with cover for newborn baby expenses
- Low premium in comparison to individual health insurance
It is important to note that employees can enjoy the benefits of a corporate health insurance policy only till they work in the organization which bought the plan. The day employees quit the job, their Group Health Insurance plan becomes null and void.
Difference Between group medical insurance & individual health cover?
